About Madison One CUSO
Madison One CUSO leverages our wealth of experience in government-guaranteed lending to help small and rural businesses fund their future.
Our Story
Madison One CUSO is a group of credit unions and professionals dedicated to helping struggling small and rural borrowers access affordable loans. Since the day we gave our first loan consultation, our mission has stayed the same: To provide maximum support to business owners who are too busy to navigate the confusing, time-intensive loan application process.
In the years since, our team has worked closely with hundreds of borrowers, countless state government agencies, and the top loan providers to close over 200 loans totaling more than $700 million. And even though we get borrowers to the finish line faster than other lenders, we never let speed affect our chances of a successful loan closure.
Today, we are a top-three USDA B&I lender with the capabilities to structure and close any type of USDA or SBA loan.
Why Madison One CUSO?
Hundreds of lenders offer government-guaranteed loans, but few rival Madison One CUSO’s support, expertise, and lending capability.
Breadth of Experience
Submitting a successful application and receiving a government guarantee is significantly more involved than closing a conventional loan. At Madison One CUSO, government-backed loans are our specialty, and most team members have over a decade of experience in government-guaranteed lending. We know the common mistakes to avoid that can affect the speed and success of your application.
High Lending Capacity
Madison One CUSO is partially owned by two credit union partners who can combine forces to provide a larger loan than other lenders. We can also work with third-party banks to supply up to $200 million in SBA, USDA, and conventional financing for eligible projects.
Geographic and Industry Flexibility
Our team can partner with eligible borrowers in any U.S. state, and we have next to no restrictions on industries. Even businesses that traditionally have difficulties finding financing, like golf courses and marinas, can successfully obtain loans through Madison One CUSO.
Creative Problem-Solving
When business members have complex needs, we often have to think outside the box to finance their projects. Because of our extensive knowledge of government loan programs and ability to work with several loan providers, we can combine loan types and funding sources to achieve nearly any goal.
200+
Loans Closed
$700+ Million
in Total Closed Loans
Over 80%
Closing Rate For Signed Term Sheets
50
States Served
Our Team Sets Us Apart
No matter who you work with on the Madison One CUSO team, you can be confident that they are an expert in government lending. From underwriters to closing processors, we have the most knowledgeable professionals available to support our business members.
Contact Our Loan Experts
