Working Capital Loans
Madison One CUSO helps you finance your day-to-day expenses today to ensure a stable future for your business.
Whether you need a working capital loan for your startup or existing small business, the SBA 7(a) program can provide up to $5 million over a 10-year loan period. Nearly any small, for-profit business can qualify for this small business loan as long as it has exhausted other financial resources.
The USDA offers two types of working capital loans to stimulate rural development. Rural entities and startups may be able to obtain up to $25 million from the B&I program. The Food Supply Chain Guaranteed Loan Program also offers up to $40 million in working capital funds for any business in the food supply industry.
If you need working capital now, you don’t have time to waste speaking to inexperienced lenders. In a 15-minute phone call, Madison One CUSO can determine if you qualify for a USDA or SBA loan and begin structuring your financing agreement.
Finding a loan that covers your operational expenses today without straining your financial situation tomorrow can be challenging. However, with Madison One CUSO, you can feel confident that you received the most favorable loan terms to protect your business now and in the future.
As a Credit Union Service Organization, we have two go-to lending partners that can offer some of the most competitive rates for our business partners. Additionally, we can work with any third-party credit union or bank to ensure you get the appropriate loan amount to meet your working capital needs.
Madison One CUSO isn’t limited to one state, region, or industry. Our team can serve any business or entity in the U.S., from a manufacturing company in Nevada to a marina in Florida. We work with your state offices to expedite your loan application process and ensure the highest chances of success.
Our team has decades of combined experience structuring and closing government-guaranteed loans—and a track record to prove it. We have closed over 200 loans averaging $3 million for working capital, commercial construction, mortgages, equipment financing, business acquisitions, and more.