USDA Business and Industry Loans
Madison One CUSO provides the funding businesses need to develop rural America and invest in their community’s growth.
Fund Your Rural Development Project With a USDA B&I Loan
As a rural business owner, you’re invested in creating jobs for your community—and you need more capital to turn that plan into a reality. Unfortunately, many commercial lenders aren’t willing to provide funding for rural business growth projects.
If you’re unsure how to fund your project without getting stuck with high monthly payments, non-amortizing loans, and excessive interest rates, the United States Department of Agriculture Business and Industry (USDA B&I) loan program may be the solution you’re looking for. These government-guaranteed loans allow for-profit and nonprofit businesses to fund job creation projects in rural areas with favorable lending terms.
Whether you run a manufacturing company in rural Kansas or a hospital in a small Alabama town, Madison One CUSO can guide you through the B&I process and help you obtain the funds you need to invest in your community’s future.
We’re a Top USDA B&I Lender Dedicated To Developing Rural America
Many lenders offer USDA Business and Industry loans, but very few have the level of experience required to navigate the application process. Madison One CUSO is one of the nation’s top four USDA B&I lenders, and our accomplished team has decades of combined experience structuring and closing government-guaranteed loans.
As a Credit Union Service Organization (CUSO), we have a higher lending capacity than other organizations and a track record of successful closings. From our initial consultation to the loan underwriting process, our industry experts provide hands-on support to every business member.
Ready To Explore Your USDA Business and Industry Loan Options?
If you’ve spent countless hours filling out conventional loan applications only to get rejected each time, contact the Madison One CUSO team. In a 15-minute call, our experts can determine if you may be eligible for government-guaranteed funding and select the USDA loan type that best meets your needs.
USDA B&I Loan Details
- Loan amount: Up to $25 million
- Terms: 7–30 years
- Rates: Prime + 1–3%
- Territory: Nationwide
- Occupancy: Owner-occupied commercial real estate, business loans
Eligibility Requirements
To qualify for a USDA Business and Industry loan, you must:
- Be a for-profit, nonprofit, federally-recognized Tribe, public body, or individual located in the U.S.
- Plan to use loan funds in a rural area (less than 50,000 inhabitants)
Uses For a USDA Business and Industry Loan
- Debt consolidation or refinancing
- Business acquisition or establishment
- Equipment financing
- Land or building purchases
- New construction or renovation
- Working capital
We Provide USDA B&I Loan Options For Any Industry
At Madison One CUSO, we help all types of rural businesses across the country take advantage of the USDA Business and Industry loan program—and other USDA and SBA loans. We work closely with every business member to determine which funding option (or options) will provide the best cash flow over time. Our extensive expertise enables us to find creative solutions to complicated funding challenges that other lenders can’t offer.
Though our team can serve any industry, we specialize in the following:
50
States Served
Contact Our USDA Business Loan Experts Today
Determine if your eligible for a USDA Loan
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