SBA Loans for Small Businesses
When you need capital to grow your small business, Madison One CUSO is here to help you secure funding backed by the Small Business Administration (SBA).
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Our SBA Loan Process Prepares Your Business for the Future
Whether your small business has hit a rough patch or is positioned for significant growth in the near future, you need funding to reach your goals. But many business owners don’t have the available equity required for a conventional loan—and traditional banks may not be willing to take a chance funding your next project. When it seems like you’re out of options, an SBA loan for small businesses from Madison One CUSO is the perfect solution.
In a 15-minute consultation, our team can determine if you’re a good candidate for an SBA loan. These government-guaranteed loans allow you to secure the funding you need without settling for balloon payments, double-digit interest rates, high equity injection requirements, or massive monthly payments. We guide you through the entire application process and thoroughly explain your options, so you can make the most informed decision to propel your business into its next phase.
Our Featured SBA Loan Closings
Learn If You May Be Eligible for an SBA Loan Today
Finding a loan for your small business can feel like an impossible task. Schedule a consultation with our team if you’re looking for an alternative option that won’t limit your cash flow. In a few minutes, we can determine if you may be eligible for the SBA 7(a) or 504 programs and start structuring your loan.
Benefits of SBA Loans for Small Business Owners
SBA business loans are designed to provide favorable lending terms to companies that have exhausted their other lending options. Whether you run an assisted living facility, marina, or medical office, Madison One CUSO can help you get the capital you need to grow your business.
An SBA loan for small businesses from Madison One CUSO gets you:
- Long repayment terms
- Fully amortized loans without balloon payments
- Minimal equity injection requirements (up to 90% financing)
- Single-digit rates
- Improved monthly cash flow
- Continued support from our team of SBA loan experts
FAQs About SBA Loans for Small Businesses
Who Is Eligible for an SBA Loan?
The eligibility requirements for both SBA loans for small businesses are similar. You must qualify as a small business operating in the U.S. with a reasonable amount of invested equity and plan to use loan funds for eligible purposes. Not sure if you qualify? Give us a call to learn more.
What Can I Use SBA Funds For?
The use case for your SBA loan depends on your loan type. You may use SBA 7(a) loans for various purposes, from acquiring a business to consolidating your existing debt. SBA 504 loans are designed to promote business growth and can only be used to purchase or renovate real estate or buy equipment that is critical to your operations.
What Will My SBA Loan Payments Look Like?
The Madison One CUSO team understands that cash flow is critical to your business. We work with our credit union partners to secure long-term loans for small businesses with reasonable monthly payments so that you can put as much money toward business growth as possible. After a consultation, our team can use an SBA loan calculator to estimate your payments.
Unlock New Opportunities With Madison One CUSO
At Madison One CUSO, we’re dedicated to helping small business owners across the country navigate the SBA and USDA loan programs and achieve the growth they envision. That’s why we built an accomplished team of government loan experts with decades of combined experience and partnered with two trusted credit unions to ensure our business members get the loan terms they deserve. We’re not just a lender; we help you better understand what you need to apply for an SBA loan and your long-term responsibilities. We can guide you through preparing a business plan, taking advantage of lesser-known SBA regulations, and finding the loan program that best fits your needs.
If you’re too busy running a business to become an expert in loans for small businesses, turn to Madison One CUSO today.
Contact Our SBA Loan Experts
